{"id":9994,"date":"2020-02-20T09:56:33","date_gmt":"2020-02-20T09:56:33","guid":{"rendered":"https:\/\/finanso.se\/?p=9994"},"modified":"2021-01-04T20:06:48","modified_gmt":"2021-01-04T18:06:48","slug":"fa-kontroll-over-din-ekonomi","status":"publish","type":"post","link":"https:\/\/finanso.se\/fa-kontroll-over-din-ekonomi\/","title":{"rendered":"F\u00e5 Kontroll \u00d6ver Din Ekonomi Med V\u00e5r 2024 Guide"},"content":{"rendered":"\n

Annons<\/p>\n\n\n\n

Det \u00e4r viktigt att f\u00e5 ordning p\u00e5 sin ekonomi,\nb\u00e5de f\u00f6r din sinnesro och f\u00f6r att inte riskera att pengarna bara rinner ur\nh\u00e4nderna p\u00e5 dig. Oavsett om du redan har en bra inkomst, eller om du \u00e4r i\nstarten av din karri\u00e4r s\u00e5 ska du alltid vara medveten om dina utgifter och\ninkomster s\u00e5 att du sj\u00e4lv har kontrollen \u00f6ver dina pengar.<\/p>\n\n\n\n

S\u00e5 g\u00f6r du en budget<\/h2>\n\n\n\n

Genom att g\u00e5 igenom dina m\u00e5natliga fasta utgifter\ns\u00e5 kan du snabbt se vad du har att r\u00f6ra dig med efter att hyra och f\u00f6rs\u00e4kringar\nblivit betalda. G\u00e5 igenom dem och se om de allasammans \u00e4r n\u00f6dv\u00e4ndiga, kanske\nkan du l\u00e4gga om l\u00e5net hos banken, eller f\u00f6rhandla ner utgifterna med ditt\nf\u00f6rs\u00e4kringsbolag. <\/p>\n\n\n\n

Fundera ocks\u00e5 p\u00e5 om alla tj\u00e4nster du betalar f\u00f6r\nverkligen anv\u00e4nds, exempelvis streamingtj\u00e4nster, eller om du kan hitta ett\nb\u00e4ttre alternativ som \u00e4r billigare eller passar familjen just nu. M\u00e5nga\nr\u00e4kningar som satts p\u00e5 autogiro l\u00e5ter vi bara k\u00f6ra, \u00e5r efter \u00e5r, utan att reflektera\n\u00f6ver behovet av dem.<\/p>\n\n\n\n

Mat \u00e4r en av de utgifter som absolut \u00e4r\nessentiella. Du kan b\u00f6rja med att g\u00f6ra ett \u00f6verslag p\u00e5 hur mycket du tror att\nni l\u00e4gger p\u00e5 matkostnader varje m\u00e5nad, inklusive luncher ute. Idag har ocks\u00e5 de\nflesta bank-appar smarta och enkla l\u00f6sningar f\u00f6r att hj\u00e4lpa dig med att se vad\ndu faktiskt l\u00e4gger ut och p\u00e5 vad, och det kan bli en st\u00f6rre chock att inse hur\nmycket den d\u00e4r extra kaffekoppen p\u00e5 v\u00e4g till jobbet faktiskt kostar dig varje\nm\u00e5nad.<\/p>\n\n\n\n

En bra l\u00f6sning kan vara att ha ett separat\nmatkonto, exempelvis genom att v\u00e4nda sig till en av de specialiserade banker\nsom v\u00e4xt fram ur matvaruhandeln som ICA och Coop. D\u00e5 vet du att maten ska k\u00f6pas\nmed ett fast belopp och lockas inte till att lyxa till det alltf\u00f6r ofta.<\/p>\n\n\n\n

Se till att ha en buffet f\u00f6r\npl\u00f6tsliga utgifter<\/h2>\n\n\n\n

Pl\u00f6tsligt st\u00e5r du d\u00e4r med en bil som inte\nstartar, ett par glas\u00f6gon som ramlar i golvet, eller en tandl\u00e4karr\u00e4kning. Du\nbeh\u00f6ver en ny dator eller en mobiltelefon. D\u00e5 \u00e4r det sk\u00f6nt att redan ha pengar\nsatta till sidan s\u00e5 att du kan lita p\u00e5 dem och inte m\u00e5ste ta ett snabbl\u00e5n direkt<\/a> f\u00f6r att l\u00f6sa krisen.<\/p>\n\n\n\n

Om ni kan spara samman till en semester s\u00e5 ger\ndet dubbel tillfredst\u00e4llelse, b\u00e5de f\u00f6r att ni kan se fram emot den gemensamt och\nplanera, men ocks\u00e5 f\u00f6r att ni inte beh\u00f6ver dra \u00e5t sv\u00e5ngr\u00e4mmen n\u00e4r ni kommer\ntillbaka. <\/p>\n\n\n\n

Se till att samla pengar och l\u00e5n\n<\/h2>\n\n\n\n

Att ha l\u00e5n p\u00e5 m\u00e5nga olika st\u00e4llen kan bli en dyr\naff\u00e4r. Och detsamma g\u00e4ller faktiskt att ha pengar st\u00e5ende i olika sparformer.\nD\u00e4rf\u00f6r kan du oftast tj\u00e4na p\u00e5 att samla dina l\u00e5n<\/a> och krediter hos en och samma l\u00e5ngivare och spara pengar varje m\u00e5nad? Du\nminskar dina kostnader genom att endast ha en l\u00e5ngivare att f\u00f6rh\u00e5lla dig till\noch du betalar endast en r\u00e4nta. <\/p>\n\n\n\n

Du kan ocks\u00e5 f\u00e5 hj\u00e4lp och st\u00f6d med din ekonomi\nb\u00e5de genom sajter som konsumentverket eller genom att v\u00e4nda dig till din\nkommun.  Ta kontroll \u00f6ver dina pengar och\nf\u00e5 mer ro i din vardag.<\/p>\n","protected":false},"excerpt":{"rendered":"

Annons Det \u00e4r viktigt att f\u00e5 ordning p\u00e5 sin ekonomi, b\u00e5de f\u00f6r din sinnesro och f\u00f6r att inte riskera att pengarna bara rinner ur h\u00e4nderna p\u00e5 dig. Oavsett om du redan har en bra inkomst, eller om du \u00e4r i starten av din karri\u00e4r s\u00e5 ska du alltid vara medveten om dina utgifter och inkomster… L\u00e4r mer<\/a><\/p>\n","protected":false},"author":31,"featured_media":9996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[34],"tags":[],"acf":[],"yoast_head":"\nF\u00e5 Kontroll \u00d6ver Din Ekonomi Med V\u00e5r 2021 Guide<\/title>\n<meta name=\"description\" content=\"S\u00e5 h\u00e4r kan du f\u00e5 kontroll \u00f6ver din ekonomi. \u2705 Vi f\u00f6rser dig med tips om hur du g\u00e5r tillv\u00e4ga. \u2705 Konkreta och praktiska tips som h\u00e5ller i l\u00e4ngden.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finanso.se\/fa-kontroll-over-din-ekonomi\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"F\u00e5 Kontroll \u00d6ver Din Ekonomi Med V\u00e5r 2021 Guide\" \/>\n<meta property=\"og:description\" content=\"S\u00e5 h\u00e4r kan du f\u00e5 kontroll \u00f6ver din ekonomi. \u2705 Vi f\u00f6rser dig med tips om hur du g\u00e5r tillv\u00e4ga. \u2705 Konkreta och praktiska tips som h\u00e5ller i l\u00e4ngden.\" \/>\n<meta property=\"og:site_name\" content=\"Finanso.se\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-20T09:56:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-04T18:06:48+00:00\" \/>\n<meta property=\"og:image\" 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Skovsgaard","author_link":"https:\/\/finanso.se\/author\/wedigitize\/"},"uagb_comment_info":0,"uagb_excerpt":"Annons Det \u00e4r viktigt att f\u00e5 ordning p\u00e5 sin ekonomi, b\u00e5de f\u00f6r din sinnesro och f\u00f6r att inte riskera att pengarna bara rinner ur h\u00e4nderna p\u00e5 dig. Oavsett om du redan har en bra inkomst, eller om du \u00e4r i starten av din karri\u00e4r s\u00e5 ska du alltid vara medveten om dina utgifter och inkomster...…","_links":{"self":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts\/9994"}],"collection":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/comments?post=9994"}],"version-history":[{"count":0,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts\/9994\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/media\/9996"}],"wp:attachment":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/media?parent=9994"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/categories?post=9994"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/tags?post=9994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}