{"id":37058,"date":"2020-12-04T12:10:58","date_gmt":"2020-12-04T10:10:58","guid":{"rendered":"https:\/\/finanso.se\/?p=37058"},"modified":"2022-04-21T12:02:20","modified_gmt":"2022-04-21T10:02:20","slug":"ekonomitips-infor-nasta-ar","status":"publish","type":"post","link":"https:\/\/finanso.se\/ekonomitips-infor-nasta-ar\/","title":{"rendered":"Ekonomitips inf\u00f6r det nya \u00e5ret"},"content":{"rendered":"<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined section-inner-wrap uagb-block-683d7c60\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\"><section class=\"wp-block-uagb-columns uagb-columns__wrap uagb-columns__background-undefined uagb-columns__stack-mobile uagb-columns__gap-10 alignundefined uagb-block-31d8739e uagb-columns__valign-top\"><div class=\"uagb-columns__overlay\"><\/div><div class=\"uagb-columns__inner-wrap uagb-columns__columns-1\"><div class=\"wp-block-uagb-column uagb-column__wrap uagb-column__background-undefined uagb-block-31d8739e\"><div class=\"uagb-column__overlay\"><\/div><div class=\"uagb-column__inner-wrap\"><p><strong>N\u00e4r \u00e5rsskiftet kommer n\u00e4rmare \u00e4r det dags att knyta ihop aff\u00e4rerna och avsluta \u00e5rets uppdrag, samtidigt som vi planerar inf\u00f6r n\u00e4sta \u00e5rs utmaningar. Ett ny\u00e5rsl\u00f6fte som m\u00e5nga g\u00f6r \u00e4r att f\u00f6rs\u00f6ka f\u00f6rb\u00e4ttra sin ekonomi. H\u00e4r ger vi tips om hur du kan lyckas med det.<\/strong><\/p><p>N\u00e4r det kommer till ekonomi \u00e4r det inte bara \u00f6kade inkomster som kan leda till en st\u00f6rre kassa. A och o \u00e4r alltid att dra in p\u00e5 utgifterna, f\u00f6r varje sparad krona \u00e4r ett steg n\u00e4rmare dina sparm\u00e5l. Steg ett \u00e4r d\u00e4rf\u00f6r att g\u00f6ra en budget som visar exakt vilka utgifter du har varje m\u00e5nad, sedan \u00e4r det dags att sk\u00e4ra in p\u00e5 on\u00f6diga kostnader som vi alla samlar p\u00e5 oss utan att t\u00e4nka p\u00e5 det.<\/p><div style=\"height: 25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><\/div><\/div><\/div><\/section><\/div><\/section><section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined section-inner-wrap uagb-block-e904802\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\"><section class=\"wp-block-uagb-columns uagb-columns__wrap uagb-columns__background-undefined uagb-columns__stack-mobile uagb-columns__gap-10 alignundefined uagb-block-364f9a2 uagb-columns__valign-top\"><div class=\"uagb-columns__overlay\"><\/div><div class=\"uagb-columns__inner-wrap uagb-columns__columns-1\"><div class=\"wp-block-uagb-column uagb-column__wrap uagb-column__background-undefined uagb-block-364f9a2\"><div class=\"uagb-column__overlay\"><\/div><div class=\"uagb-column__inner-wrap\"><h2 class=\"wp-block-heading\">Samla dina l\u00e5n<\/h2><p>Om du har flera krediter och l\u00e5n s\u00e5 kan du v\u00e4lja att <a href=\"https:\/\/www.lsb.se\/lana\/samla-lan\">samla dina l\u00e5n<\/a> f\u00f6r att f\u00e5 en b\u00e4ttre r\u00e4nta. Krediter och l\u00e5n har ofta h\u00f6ga r\u00e4ntor, men ett samlingsl\u00e5n fr\u00e5n exempelvis LSB ger en bra r\u00e4nta som kan spara dig flera hundralappar varje m\u00e5nad. Dessutom blir det mycket smidigare att hantera \u00e5terbetalningen, eftersom du bara beh\u00f6ver g\u00f6ra en betalning varje m\u00e5nad.<\/p><p>Undvik att ta mer l\u00e5n \u00e4n du beh\u00f6ver, men om du verkligen m\u00e5ste ta ett l\u00e5n kan du v\u00e4lja ett med r\u00e4ntegaranti, vilket <a href=\"https:\/\/www.lsb.se\/lana\/privatlan\">\u00e4ven l\u00e5n utan s\u00e4kerhet<\/a> kan ha. Banken som erbjuder r\u00e4ntegaranti p\u00e5 sina l\u00e5n matchar andra bankers r\u00e4ntor f\u00f6r liknande l\u00e5neprodukter om kunden hittar en b\u00e4ttre r\u00e4nta. Det inneb\u00e4r att du som kund alltid f\u00e5r den b\u00e4sta r\u00e4ntan f\u00f6r ditt l\u00e5n och inte beh\u00f6ver betala mer \u00e4n vad du verkligen beh\u00f6ver.<\/p><div style=\"height: 25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><\/div><\/div><\/div><\/section><\/div><\/section><section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined section-inner-wrap uagb-block-bbd163c\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\"><section class=\"wp-block-uagb-columns uagb-columns__wrap uagb-columns__background-undefined uagb-columns__stack-mobile uagb-columns__gap-10 alignundefined uagb-block-d350346 uagb-columns__valign-top\"><div class=\"uagb-columns__overlay\"><\/div><div class=\"uagb-columns__inner-wrap uagb-columns__columns-1\"><div class=\"wp-block-uagb-column uagb-column__wrap uagb-column__background-undefined uagb-block-d350346\"><div class=\"uagb-column__overlay\"><\/div><div class=\"uagb-column__inner-wrap\"><h2 class=\"wp-block-heading\">G\u00f6r en investeringsplan<\/h2><p>Om du vill l\u00e4ra dig att investera f\u00f6r att l\u00e5ta sparkassan v\u00e4xa till sig kan du b\u00f6rja med att g\u00f6ra upp en investeringsplan. L\u00e4s p\u00e5 om olika investeringsmetoder och l\u00e4r dig grunderna innan du b\u00f6rjar investera. Du beh\u00f6ver inte g\u00e5 fullt ut och investera alla sparpengar, utan i b\u00f6rjan r\u00e4cker med n\u00e5gra hundralappar varje m\u00e5nad. Men kom ih\u00e5g att inte investera pengar som du kommer att beh\u00f6va inom en snar framtid. N\u00e4stan alla investeringar \u00e4r b\u00e4ttre att t\u00e4nka p\u00e5 som l\u00e5ngsiktiga och att de inte ska r\u00f6ras p\u00e5 n\u00e5gra \u00e5r fram\u00f6ver.<\/p><p>Vill du hellre beh\u00e5lla pengarna p\u00e5 kontot kan du f\u00f6rs\u00f6ka hitta ett <a href=\"https:\/\/www.aftonbladet.se\/minekonomi\/a\/dOebaq\/oppna-ett-sparkonto-med-ranta--tar-bara-tio-minuter\">sparkonto med bra sparr\u00e4nta<\/a>, f\u00f6r det kan skilja sig en del \u00e5t mellan bankerna. M\u00e5nga banker erbjuder dessutom en b\u00e4ttre r\u00e4nta under de f\u00f6rsta m\u00e5naderna. Gl\u00f6m inte att \u00f6verv\u00e4ga andra saker \u00e4n bara r\u00e4ntan n\u00e4r du v\u00e4ljer sparkonto. Obegr\u00e4nsat antal ins\u00e4ttningar och uttag utan kostnad, ins\u00e4ttningsgaranti och enkel hantering genom internetbank kan ocks\u00e5 vara viktiga saker som p\u00e5verkar ditt val av sparkonto.<\/p><div style=\"height: 30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div><\/div><\/div><\/div><\/section><\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":31,"featured_media":37065,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[188],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - 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