{"id":31096,"date":"2020-08-03T15:49:09","date_gmt":"2020-08-03T13:49:09","guid":{"rendered":"https:\/\/finanso.se\/?p=31096"},"modified":"2020-08-03T15:49:11","modified_gmt":"2020-08-03T13:49:11","slug":"sa-tar-du-ett-foretagslan-for-att-klara-den-akuta-krisen","status":"publish","type":"post","link":"https:\/\/finanso.se\/sa-tar-du-ett-foretagslan-for-att-klara-den-akuta-krisen\/","title":{"rendered":"S\u00e5 tar du ett f\u00f6retagsl\u00e5n f\u00f6r att klara den akuta krisen"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n

<\/p>\n\n\n\n

Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation.<\/strong><\/p>\n\n\n\n

Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge.<\/p>\n\n\n\n

Olika typer av f\u00f6retagsl\u00e5n kan h\u00e5lla verksamheten levande<\/h2>\n\n\n\n

Ett s\u00e4tt att h\u00e5lla verksamheten flytande \u00e4ven under ekonomiskt anstr\u00e4ngda tider kan vara att ta ett f\u00f6retagsl\u00e5n.<\/p>\n\n\n\n

Ett f\u00f6retagsl\u00e5n \u00e4r som namnet antyder helt enkelt en m\u00f6jlighet f\u00f6r f\u00f6retag att ta ett l\u00e5n fr\u00e5n en bank eller n\u00e5gon annan l\u00e5ngivare.<\/p>\n\n\n\n

N\u00e4r f\u00f6retagsl\u00e5net tas via en bank kr\u00e4vs ofta att n\u00e5gon form av s\u00e4kerhet l\u00e4mnas, vilket i geng\u00e4ld vanligtvis inneb\u00e4r l\u00e4gre r\u00e4nta p\u00e5 l\u00e5net.<\/p>\n\n\n\n

Det g\u00e5r ocks\u00e5 att ta f\u00f6retagsl\u00e5n utan s\u00e4kerhet, vilket vanligtvis \u00e4r en ganska smidig process och kan slutf\u00f6ras via en l\u00e5ngivare p\u00e5 n\u00e4tet.<\/p>\n\n\n\n

J\u00e4mf\u00f6r l\u00e5ngivare och kalkylera realistiskt<\/h2>\n\n\n\n

Precis som n\u00e4r du tar ett privatl\u00e5n, s\u00e5 \u00e4r det viktigt att vara p\u00e5l\u00e4st och att j\u00e4mf\u00f6ra olika l\u00e5ngivares alternativ innan du beslutar dig f\u00f6r att ta ett f\u00f6retagsl\u00e5n. L\u00e4s mer<\/a> om hur mycket du kan l\u00e5na.<\/p>\n\n\n\n

Olika l\u00e5ngivare skiljer sig fr\u00e5n varandra vad betr\u00e4ffar den effektiva r\u00e4ntan, men hur stora summor och hur l\u00e5ng \u00e5terbetalningstid som medges varierar ocks\u00e5 mellan l\u00e5ntagarna.<\/p>\n\n\n\n

Som tur \u00e4r finns det flera j\u00e4mf\u00f6relsesajter som g\u00f6r det enklare att f\u00e5 en \u00f6verblick. Det \u00e4r ocks\u00e5 viktigt att g\u00f6ra en l\u00e5nekalkyl som ett f\u00f6rsta steg.<\/p>\n\n\n\n

En l\u00e5nekalkyl hj\u00e4lper dig att f\u00e5 koll p\u00e5 hur mycket du beh\u00f6ver l\u00e5na f\u00f6r att h\u00e5lla f\u00f6retaget ig\u00e5ng och vad som \u00e4r en bekv\u00e4m \u00e5terbetalningsperiod.<\/p>\n\n\n\n


Givet det os\u00e4kra l\u00e4get som coronakrisen medf\u00f6r \u00e4r det f\u00f6rst\u00e5s sv\u00e5rt att ber\u00e4kna n\u00e4r verksamheten \u00e5terigen kan \u00e5terg\u00e5 till det normala, men det \u00e4r viktigt att inte g\u00f6ra viktigt att inte g\u00f6ra n\u00e5gra gl\u00e4djekalkyler, utan att f\u00f6rs\u00f6ka vara s\u00e5 realistisk som m\u00f6jligt i ber\u00e4kningarna.<\/p>\n","protected":false},"excerpt":{"rendered":"

Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation. Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge. Olika typer… L\u00e4r mer<\/a><\/p>\n","protected":false},"author":31,"featured_media":31098,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[34],"tags":[],"acf":[],"yoast_head":"\nS\u00e5 tar du ett f\u00f6retagsl\u00e5n f\u00f6r att klara den akuta krisen - Finanso.se<\/title>\n<meta name=\"description\" content=\"Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation. Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge. Olika typer... L\u00e4r mer\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finanso.se\/sa-tar-du-ett-foretagslan-for-att-klara-den-akuta-krisen\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u00e5 tar du ett f\u00f6retagsl\u00e5n f\u00f6r att klara den akuta krisen - Finanso.se\" \/>\n<meta property=\"og:description\" content=\"Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation. Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge. Olika typer... 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Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge. Olika typer... <a class="more-link" href="https:\/\/finanso.se\/sa-tar-du-ett-foretagslan-for-att-klara-den-akuta-krisen\/">L\u00e4r mer<\/a>\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mai-Britt Skovsgaard\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuter\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"S\u00e5 tar du ett f\u00f6retagsl\u00e5n f\u00f6r att klara den akuta krisen - Finanso.se","description":"Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation. 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Skovsgaard","author_link":"https:\/\/finanso.se\/author\/wedigitize\/"},"uagb_comment_info":2,"uagb_excerpt":"Den p\u00e5g\u00e5ende coronapandemin har lett till kraftiga nedst\u00e4ngnings\u00e5tg\u00e4rder som l\u00e4mnar m\u00e5nga f\u00f6retag i en minst sagt sv\u00e5r situation. Att pl\u00f6tsligt st\u00e5 utan ber\u00e4knade inkomster sl\u00e5r h\u00e5rt mot alla f\u00f6retag, men s\u00e4rskilt de som inte har likvida medel f\u00f6r att klara sig utan int\u00e4kter under en period befinner sig nu i ett kritiskt l\u00e4ge. Olika typer...…","_links":{"self":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts\/31096"}],"collection":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/comments?post=31096"}],"version-history":[{"count":0,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/posts\/31096\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/media\/31098"}],"wp:attachment":[{"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/media?parent=31096"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/categories?post=31096"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finanso.se\/wp-json\/wp\/v2\/tags?post=31096"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}