{"id":27540,"date":"2020-05-28T08:44:01","date_gmt":"2020-05-28T06:44:01","guid":{"rendered":"https:\/\/finanso.se\/?p=27540"},"modified":"2022-04-21T12:00:19","modified_gmt":"2022-04-21T10:00:19","slug":"lana-pengar-for-att-investera-har-ar-fordelarna-respektive-nackdelarna","status":"publish","type":"post","link":"https:\/\/finanso.se\/lana-pengar-for-att-investera-har-ar-fordelarna-respektive-nackdelarna\/","title":{"rendered":"L\u00e5na Pengar f\u00f6r att Investera – H\u00e4r \u00e4r F\u00f6rdelarna Respektive Nackdelarna"},"content":{"rendered":"
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Aktiemarknaden \u00e4r k\u00e4nd f\u00f6r att ge h\u00f6g avkastning till investerare \u00f6ver tid. Att investera i aktier har varit en v\u00e4g att producera h\u00f6g avkastning, men mot en relativ h\u00f6g risk. Som alla vet, fluktuerar aktiemarknaden s\u00e5 det finns en m\u00f6jlighet att v\u00e4rdet p\u00e5 dina aktier sjunker och f\u00f6rluster uppst\u00e5r.<\/strong><\/p>

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Det kan verka orimligt och inte s\u00e4rskilt smart att l\u00e5na pengar f\u00f6r att investera i aktier, eftersom du m\u00e5ste betala r\u00e4nta. Men om man tittar noggrant kan man anv\u00e4nda l\u00e5n med l\u00e5ga r\u00e4ntor f\u00f6r att investera i aktier med h\u00f6g utdelning, och du kan anv\u00e4nda detta l\u00e5n f\u00f6r att tj\u00e4na pengar! Det kommer s\u00e5klart med sina f\u00f6r och nackdelar. L\u00e4s om dem h\u00e4r!<\/p>

F\u00f6rdelar med att ta ett l\u00e5n f\u00f6r att investera:<\/h2>

N\u00e4r du l\u00e5nar pengar f\u00f6r att investera i aktier som du inte har r\u00e5d att k\u00f6pa med dina egna pengar s\u00e5 engagerar du dig i n\u00e5got som kallas f\u00f6r marginalfinansiering. \u00c4ven om du inte har tillr\u00e4ckligt med pengar f\u00f6r att k\u00f6pa aktier, kan du g\u00f6ra det genom att l\u00e5na pengar<\/a>. Ett kortvarigt l\u00e5n f\u00f6r att k\u00f6pa aktier<\/a> \u00e4r en ganska enkel process, och finansinstitut beviljar l\u00e5n som dessa om din aktieportf\u00f6lj kommer att agera som s\u00e4kerheten f\u00f6r ditt l\u00e5n.<\/p>

Dina aktier fungerar som en s\u00e4kerhet om du inte kan \u00e5terbetala l\u00e5net, och om detta h\u00e4nder s\u00e5 kommer finansinstitutet omedelbart att s\u00e4lja dina aktier f\u00f6r att f\u00e5 tillbaka pengarna. Och om n\u00e5got \u00e5terst\u00e5r fr\u00e5n dina aktier s\u00e5 f\u00e5r du de pengarna tillbaka.<\/p>

En annan f\u00f6rdel med att l\u00e5na pengar f\u00f6r att investera i aktier \u00e4r att du kommer till att kunna diversifiera din portf\u00f6lj. Om du inte kan k\u00f6pa s\u00e5 m\u00e5nga aktier du vill med dina nuvarande tillg\u00e5ngar, s\u00e5 kan det vara v\u00e4rt att \u00f6verv\u00e4ga ett l\u00e5n. Beroende p\u00e5 vilket typ av l\u00e5n du beh\u00f6ver s\u00e5 kommer du att ha en variation av alternativ till ditt f\u00f6rfogande, och det \u00e4r d\u00e4rf\u00f6r viktigt att du j\u00e4mf\u00f6r l\u00e5n mellan olika banker<\/a>, f\u00f6r att hitta det som passar dig b\u00e4st.<\/p>

Nackdelar med att ta ett l\u00e5n f\u00f6r att investera:<\/h2>

Trots f\u00f6rdelarna n\u00e4mnt tidigare, s\u00e5 finns det \u00e4ven en risk f\u00f6r att du inte f\u00e5r n\u00e5gon avkastning alls n\u00e4r du v\u00e4ljer att vilja finansiera dina aktier med ett l\u00e5n. Och \u00e4ven om du inte f\u00e5r n\u00e5gon avkastning s\u00e5 m\u00e5ste du fortfarande betala r\u00e4ntan p\u00e5 l\u00e5net.<\/p>

F\u00f6rutom att \u00e5terbetala l\u00e5net s\u00e5 kanske de aktier du investerat i inte levererat de avkastningar som du f\u00f6rv\u00e4ntat dig. Det kan komma tillf\u00e4llen d\u00e4r en del f\u00f6retag inte kan betala avkastningen p\u00e5 grund av olika sk\u00e4l, t.ex. att de f\u00f6rlorat sin inkomst eller g\u00e5tt i konkurs. Det \u00e4r \u00e4ven en fr\u00e5ga om avgifter, och \u00e4ven om du kanske njuter av l\u00e5ga r\u00e4ntor s\u00e5 kan det finnas extra avgifter, inklusive hanteringsavgifter fr\u00e5n finansinstitutets sida.<\/p><\/div><\/div><\/div><\/section><\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":31,"featured_media":27921,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[18],"tags":[],"acf":[],"yoast_head":"\nL\u00e5na Pengar F\u00f6r att Investera Under 2021 ?<\/title>\n<meta name=\"description\" content=\"Aktiemarknaden \u00e4r k\u00e4nd f\u00f6r att erbjuda en h\u00f6g avkastning till investerare \u00f6ver tid. 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