{"id":26400,"date":"2020-03-23T06:49:56","date_gmt":"2020-03-23T06:49:56","guid":{"rendered":"https:\/\/finanso.se\/?p=26400"},"modified":"2022-04-21T11:59:55","modified_gmt":"2022-04-21T09:59:55","slug":"digital-payments-in-europe-to-surpass-802bn-transaction-value-this-year","status":"publish","type":"post","link":"https:\/\/finanso.se\/digital-payments-in-europe-to-surpass-802bn-transaction-value-this-year\/","title":{"rendered":"Digital Payments in Europe to Surpass $802bn Transaction Value This Year"},"content":{"rendered":"
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Det \u00f6kande antalet mobiltelefonanv\u00e4ndare och den enorma tillv\u00e4xten av e-handel har lett till att digitala betalningar snabbt har antagits \u00f6ver hela v\u00e4rlden. Kontantl\u00f6sa betalningar har blivit ett tilltalande alternativ f\u00f6r m\u00e5nga europeiska konsumenter, vilket ocks\u00e5 orsakar en betydande inverkan p\u00e5 betalningsindustrin som traditionellt domineras av kontanter, kreditkort och betalkort.<\/p>

Enligt uppgifter som samlats in av Finanso.se, f\u00f6rv\u00e4ntas den europeiska marknaden f\u00f6r digitala betalningar tr\u00e4ffa ett rekordv\u00e4rde p\u00e5 802 miljarder dollar i \u00e5r, med en tillv\u00e4xttakt p\u00e5 9,9% fr\u00e5n \u00e5ret innan. Den starka upp\u00e5tg\u00e5ende trenden kommer att forts\u00e4tta under de f\u00f6ljande \u00e5ren, med marknadsv\u00e4rdet upp till n\u00e4stan 1 miljard dollar 2023.<\/p>

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Europeiska digitala betalningar \u00f6kade med 30% p\u00e5 tre \u00e5r<\/h2>

Under 2017 var den europeiska industrin f\u00f6r digitala betalningar v\u00e4rd mer \u00e4n 614 miljoner dollar, avsl\u00f6jade Statista-unders\u00f6kningen. Under de kommande tolv m\u00e5naderna \u00f6kade transaktionsv\u00e4rdet p\u00e5 den enhetliga marknaden till \u00f6ver 666 miljoner dollar och fortsatte att v\u00e4xa till mer \u00e4n 730 miljoner dollar i slutet av 2019. Statistik indikerar att hela den europeiska digitala betalningsindustrin steg med mer \u00e4n 30% under det senaste tre \u00e5r.<\/p>

Digital handel representerar marknadens viktigaste segment, som f\u00f6rv\u00e4ntas generera mer \u00e4n 90% av transaktionerna i \u00e5r. Det genomsnittliga transaktionsv\u00e4rdet per anv\u00e4ndare i denna del av den europeiska industrin f\u00f6r digitala betalningar \u00f6kade ocks\u00e5 under de senaste tre \u00e5ren och steg fr\u00e5n 1 053 USD 2017 till \u00f6ver 1 239 USD 2020.<\/p>

Men det mobila POS-betalningssegmentet p\u00e5 marknaden f\u00f6rv\u00e4ntas bli en \u00e4nnu mer betydande tillv\u00e4xt de f\u00f6ljande \u00e5ren. Transaktionsv\u00e4rdet f\u00f6r de europeiska mobilbetalningarna hoppade 2,5 g\u00e5nger under de senaste tre \u00e5ren och \u00f6kade fr\u00e5n 17,4 miljoner dollar 2017 till \u00f6ver 48 miljoner dollar 2020. I slutet av 2023 ber\u00e4knas denna siffra komma till mer \u00e4n 111,4 miljoner dollar.<\/p>

Det genomsnittliga transaktionsv\u00e4rdet per anv\u00e4ndare inom mobilbetalningssegmentet f\u00f6rdubblades n\u00e4stan under de senaste tre \u00e5ren och n\u00e5dde $ 931 \u00e5r 2020. Statistik indikerar att detta belopp kommer att drabbas av 1 677 USD \u00e5r 2023, eller tre g\u00e5nger mer \u00e4n 2017-siffrorna.<\/p>

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\u00c5r 2023 kommer n\u00e4stan 705 miljoner europ\u00e9er att anv\u00e4nda digitala betalningar <\/h2>

Den globala industrin f\u00f6r digitala betalningar har sett m\u00e5nga innovationer under de senaste \u00e5ren, inklusive mobila pl\u00e5nb\u00f6cker, P2P-mobilbetalningar, realtidsbetalningar och kryptokurser. Denna nya, enkla att anv\u00e4nda, kontantl\u00f6sa betalningsmetoder har dragit m\u00e5nga anv\u00e4ndare.<\/p>

Under 2017 var det \u00f6ver 601 miljoner m\u00e4nniskor i Europa som anv\u00e4nde digitala betalningar. Under de senaste tre \u00e5ren \u00f6kade detta antal till mer \u00e4n 660 miljoner. Statistik visar att antalet europ\u00e9er som anv\u00e4nder kontantl\u00f6sa betalningar \u00e4r inst\u00e4lld p\u00e5 att n\u00e5 705 miljoner \u00e5r 2023.<\/p>

Analyserat av geografi representerar Storbritannien den ledande europeiska marknaden f\u00f6r digitala betalningar, som f\u00f6rv\u00e4ntas n\u00e5 176 miljoner transaktionsv\u00e4rden i \u00e5r. Tyskland och Frankrike f\u00f6ljer med $ 127,4 miljoner respektive 96,6 miljoner dollar.<\/p>

Konsumentunders\u00f6kningen fr\u00e5n Statista fr\u00e5n 2019 avsl\u00f6jade ocks\u00e5 att europeiska l\u00e4nder dominerar n\u00e4r det g\u00e4ller anv\u00e4ndningen av onlinebetalning genom f\u00f6retag som Paypal, Amazon Pay, Google Wallet eller Masterpass. Med en anv\u00e4ndningsgrad p\u00e5 77% \u00e4r Tyskland det ledande landet i v\u00e4rlden inom detta omr\u00e5de med digitala betalningar. Storbritannien och Polen f\u00f6ljer med 71,5 respektive 71%.<\/p>

L\u00e4s ocks\u00e5 om hur man k\u00f6per aktier<\/a>.<\/p>

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English version:<\/strong><\/p>

The increasing number of mobile phone users and the massive growth of eCommerce have led to the rapid adoption of digital payments all over the world. Cashless payments have become an appealing alternative to many European consumers, as well, causing a significant impact on the payments industry traditionally dominated by cash, credit cards, and debit cards.<\/p>

According to data gathered by Finanso.se, the European digital payments market is expected to hit a record $802bn transaction value this year, with a 9.9% year-over-year growth rate. The strong upward trend is set to continue in the following years, with the market value reaching nearly $1trn by 2023.<\/p>

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European Digital Payments Jumped Over 30% in 3 years<\/h2>

In 2017, the European digital payments industry was worth more than $614 million, revealed the Statista survey. Over the next twelve months, the transaction value of the unified market increased to over $666 million and continued growing to more than $730 million by the end of 2019. Statistics indicate that the entire European digital payments industry rose by more than 30% in the last three years.<\/p>

Digital commerce represents the most significant segment of the market, expected to generate more than 90% of the transactions this year. The average transaction value per user in this part of the European digital payments industry also increased over the last three years, rising from $1,053 in 2017 to over $1,239 in 2020.<\/p>

However, the mobile POS payments segment of the market is expected to witness even more significant growth in the following years. The transaction value of the European mobile payments jumped 2.5 times in the last three years, rising from $17.4 million in 2017 to over $48 million in 2020. By the end of 2023, this figure is forecast to hit more than $111.4 million.<\/p>

The average transaction value per user in the mobile payments segment nearly doubled over the last three years, reaching $931 in 2020. Statistics indicate this amount will hit $1,767 by 2023, or three times more than the 2017 figures.<\/p>

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Digital Payments will be Used by Nearly 705 Million Europeans by 2023<\/h2>

The global digital payments industry has seen many innovations over the past few years, including mobile wallets, P2P mobile payments, real-time payments, and cryptocurrencies. This new, simple-to-use, cashless payment methods have drawn many users.<\/p>

In 2017, there were over 601 million people in Europe using digital payments. Over the last three years, this number increased to more than 660 million. Statistics show the number of Europeans using cashless payment is set to reach 705 million by 2023.<\/p>

Analyzed by geography, the United Kingdom represent the leading European digital payments market, expected to reach $176 million transaction value this year. Germany and France follow with $127.4 million and $96.6 million, respectively.<\/p>

The 2019 Statista consumer survey also revealed that European countries dominate when it comes to the use of online payment through companies like Paypal, Amazon Pay, Google Wallet, or Masterpass. With a 77% usage rate, Germany is the leading country in the world in this field of digital payments. The United Kingdom and Poland follow with 71.5% and 71%, respectively.<\/p>

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